Investing Making Money

investing? I just graduated from college, I have about $3,000 that I could use to invest. I've never done any investing. Can anybody please tell how I could invest so that I can generate a nice amount of money without taking too much risk? which company should I use? are mutual funds the best way to start? thanks

Investing?? I was in the States as an international student. Since i have completed my studies i have come back to my home country. What i want to ask is, can i still invest in Bonds, Equity, CD's, etc...through my bank a/c, which is active. I will not be investing more than $5000. I do have a Social Security Numer and a active checking a/c(which i had opened up while my stay over there), and now even plan on opening up a savings a/c with the same bank. Would i be able to do that(invest) without any problems? Like from immigration office or the govt. Any help would be appriciated. Thanks.

What are the tax implications of investing in the stock market? What are the risks? I'm am 20 and in college, and thought I would invest some money in the stock market. I am new to stock investing and am planning to invest a $200 first. How do taxes come into play with stock investing? What companies should I invest in currently?

How does investing in a small partnership business work? lets say i wanted to invest in some friends small business of selling t shirts and hats, they have a few people investing with them. the first quarter goes by and they see some profits how are these divided up?

How does this sharebuilder investing work? I'm new to investing and I need to start saving up for college. How does this sharebuilder investing work? I'm new to investing and I need to start saving up for college. I don't know how all these stocks work. Can some one help thanks. My parents don't work so I cannont be able to get any thing under them.

How do you get into investing in stocks and bonds? What is the minimum to invest? I'm thinking about investing in stocks and bonds but I don't know the first step to take in investing in one. Do I go through a broker? How do I find one? How do I find one that won't jip me out of money?

What are the benefits of investing in stocks? I am very interested in investing, but I really don't know how or what the benefits. How does it work in simple terms? I guess I need to read "Investing for Dummies" or something. Basically, if I put $20 towards a stock, if the company is still around in 10 years will I make a bunch of money? Or if I invest in something like Hannah Montana, will I not get anything in ten years since she won't be popular?

Where can a person start investing into an IRA that doesn't require a lot of money for the initial deposit? A friend works part time, her husband full time. Her employer does not offer a retirement plan, her husband is in his 401k plan. She wants to start investing some of her money to a retirement plan but does not have any money to initially deposit. Is it even possible for her to start an IRA? Are there better options for her to invest into? She wants to put in $25/ month electronically by AHC so she feels she is contributing to their retirement as well. As my husband and I both invest into our employer 401k programs, I did not have an answer for her and was hoping someone here would! She is 36 years old and was looking for something that would compound some off of her $300/year investment. Thanks!

How do I start investing in the stock market? I've been interested in investing a lil bit of money in the stock market, but I know it's risky. Any advice on how to start investing?

what is the best way to start investing on a fixed income? My wife and I are both on Social Security.We dont have alot of money,but enough to invest $50 to $100 each month.We are in our early 40's and would like to have a little nest for the future.I am very green when it comes to investing.I am a little leary about investment firms. I have heard some bad things.Dont know which ones i can trust.I would like a deversified portfolio just dont know how to safely deversify it.Also could you recomend a good book to get me started in understanding the investing world a little better.(stocks,bonds,mutuial funds,401's,Ira's)ect...A little advice would be greatly apriciated. THANK YOU TRENT& GINA. SAC, CAL.

What is the best way to begin investing in international markets? I am just beginning to learn about investing and would like to invest internationally... just not sure where a beginner like myself should start or how to do it for that matter... or what to invest in (stocks, bonds, mutual funds etc). Any advice?

What industries are worth investing in nowadays? I have to work on a business case wherein a large publicly-listed company (into beverage, food, and packaging) wants to diversify. It has been investing a lot in petroleum, electricity, and telecom. Do you know any other industries it can invest in?

How do you go about investing in a stock? I am in my early twenties and want to get started with investing. What are some resources that are available to learn about investing?

How do you start smart investing in stocks? I was told to do stock options over investing in stocks? Yet,I find the risk factor is too high in options. So I rather invest more in stocks and see what type of outcome manifests itself. What would be the first step? Besides going on these sights like Etrade etc. Is wall street still open for the little guy? Please help!!!

What is the best success you had in investing? What are you method to invest? I am interested in finding out what types of investing people do and the greatest success they had over a period of time. I am not interested in someone trying to sell me a product. Also, I am interested in finding out any failure they may have had in investing.

Is putting the work into investing in the stock market worth it? Keep in mind I am 17 years old. I've heard plenty of stories of those who've made millions through the stock market, but I don't want to invest every free hour I have in an attempt to make money, which may not even be that profitable. Do you think the hard work and time involved in investing into the stock market is worth it?

How should i go about investing in stocks ? i was thinking of entering the stock market world and start investing, i have to admit that i am young and only in high school, but i have such an attraction to the stock market. i plan to use the money to save up and help pay my tuition for college. Ive been reading about stocks and researching but i need help in going into it. How could i start ? What could i do as of now to help me invest properly, and what tips could you give me once ive started ? thanks in advance.

How long after investing in the IPO stage of a successful start up, should you start gaining dividends? How long after investing in the IPO stage of a successful start up, should you start gaining dividends?

What is real estate investing and is it good to invest in it? Im in 12th grade about to graduate and plan on investing, How would you invest in real estate threw ETF'S? or something else? are their any negatives investing in real estate?

How can I start investing my money in the market without having thousands to start with? With the markets being so low, I figure now would be a great time to start investing in stocks. I figure i'll weather the storm for another 6-12 months, then the market should start to turn around. I have a little money left over every month and I want to make it work for me. I looked at E-Trade and Scot-trade, but it looks like I need thousands to start up. Any suggestions?

What are the different reasons to open a general investing and/or a retirement investing account? On Vanguard it has a "General Investing" account and a "Retirement Investment" account. Obviously the latter is for IRAs, but what is the advantages and purpose of the general investing?

What are some tips for first time investing in the stock market? Is not a good or bad time for investing stock? how much expect do I need to invest, i wanted minimum.

How do I start investing in stocks? I am young and I want to start investing my money although I don't really know where exactly to get started. Can anyone give me some good tips or books to read to become more informed.

How do I start investing as a college student? Is it possible for somebody with very little cash to start investing in college for their retirement or in general? If so, where do I go and who do I talk to about such things? Will it cost anything?

How many people are investing in banks currently in anticipation for the economy uprise again? If not banks, what are you investing in right now so when the economy gets back on its feet for good you'll be loaded rich? What's your industry?

How can I start investing in the stock market? I have no experience in investing at all so explain it to me like a 6 year old. Who do I go through and I do I get shares?

Is it a good time to start investing in BP stocks? With the BP stock prices dropping, would it be a good opportunity to start investing in BP stocks now or pretty soon? I doubt they will go bankrupt. They seem like a strong company even with what's happening now. What are your opinions on this? Please no comment on the oil spill disaster. I just want to know if they would be a good company to invest in for the future. 1 second ago - 4 days left to answer.

How do I take care of an investing problem? I got into investing in a cosmetics company through a friend of mine. I met with the guy starting the company and signed a contract with him stating that I have invested $5000 with the company and i will collect from profits for 2 years. From the looks of it the company hasn't gotten up and running and he's been spending money on rolex's and moving into a new apartment. I really want to get my money back from this individual. How can I?

I'm 16 and looking to start investing. How can I begin and how much money should I risk at first? I have always been interested in the stock market and how it works, and I believe that I am not old enough and mature enough to invest. I have had a $8 an hour job for about a year now, so i have a good amount of money to start with. But where should I start? How much money should I put at risk for my first time? Where can I find a good source to learn even more about investing? Thanks in advance.

What do I need to know before investing in a new company? No one in my family has EVER invested money. We save. I was always taught it was a gamble, and "If it seems too good to be true, it probably is". Someone close to me has recently invested money into a new company, and got a LARGE return in just one month. My husband is now wanting to invest as much money as we can also. What would I even need to know before investing any money? Please, no technical terms, like I said, I've never invested.

Any really good real estate investing programs that make sense for this market? Does anyone know of any real estate investing courses that really help you make money in today's crazy market? I don't want to pay for stuff that doesn't work any more.

What is the very best investing software there is? I know there are a bunch of programs that help us make better investing decisions, and I'm looking for the best one. Since I don't know any of them, I've decided to come here and ask. What is the best software in your opinion and why?

How do i start in investing share markets? I want to know about stocks, shares and how i need to start investing in stock/share market?

What is the difference between investing and trading/speculating? I'm interested in stocks and want to just dip my toe into the water to see how it is. I'm not looking to make millions or thousands of dollars. $100 a month is more than enough. I was doing a research in stock market and there is an overwhelming amount of info out there. So I have a basic question? What is the difference between investing and trading/speculating? How do they each make profit and how long does it take to make a profit?

How can I start in investing in pre-developed or developing real estate? I'm interested in learning more about investing in developing real estate. Can somebody tell me how to approach this? Is there a list of developers that I can look up that may have a list of their projects?

Does anyone know what big companies started off using angel investing for their start-up? I am doing an M.B.A. presentation on Angel investing and am trying to use a big corporation as an example of successful angel investing. Are there any big companies that started off using angel investing to fund their idea and now are very successful? Please let me know of any. Thanks.

What are the benefits of investing in gold? Anyone investing in gold that can tell me the pros and cons?

What can you learn from investing in stock market? It's for a project I have to do. What exactly can you learn from investing in the stock market? I wrote how unpredictable it is and how hard it is to choose what stock to buy. You can never know for sure how the stock will do over an extended period of time.

How much did you start investing with and what's the minimum? How much did you personally start investing on the stock markets with and how did you start off investing? Also is there a minimum you have to invest with or enter the stock exchange with - say for example if someone walked into a stock exchange with $1 (either in their pocket or in net worth), apart from being laughed at would they actually be allowed in?

Why is it important to pay yourself fist by investing a small percentage of your income before spending it? Why is it important to pay yourself fist by investing a small percentage of your income before spending it? Where should you go to get investment advice? When should you start investing?

What is the best book about investing for teens? I want to start investing in the stock market now that I'm still young. What would you suggest that is easy for a teenager to understand.

What are some good stock market investing strategies that make millionaires? Just curious as to how ordinary people become millionaires and mulimillionaire on the stock markets without using leverage, just investing, and what strategies they use to achieve it?

How do you make profit from investing in the stock market? Okay so I know how you make profit in other forms of investing (Real Estate, Bonds, etc.) but how do you actually make money off the stock market, assuming no dividend payouts. Is it like a slot machine and you just cash out or what?

What is the simplest stock market investing strategy that works for you? There are many different strategies out there for investing in the stock market. What is simple, takes very little time and works very well for you?

How can a 15 year old start investing in stocks? I have $100 and im not looking to be a millionaire or anything I just want to start investing.

What kind of investing gives you a dividend or check every month, etc? I have a retirement account (403b) that I invest money into every month. However, I'd like to expand my investing and do the "stocks and bonds" thing to get a dividend as "income" on a regular basis. How does one go about setting something like this up? All of the people I know that trade dont speak "little guy" so I am asking here for the n00b investor info.

What is good resource to learn investing in stock & shares? I want to start investing in shares & stocks. I don't know anything about investing so first of all I want to do some research and understand it before i start investing. But i don't know where to start or to learn from. please if anybody knows, your advise would be appreciated.

Can you become a millionaire by investing into penny shares? I will have saved up £5,000 by the time I turn age 18. I intend to get some of it and start to invest it into penny shares. I want to know if you can become a millionaire by investing into penny stocks, and if this is possible starting with a few thousand, and what to look for in penny stocks before you invest into it as I know that they can be very risky? Please answer for 5 star best answer.

I am 33 and want to start investing for the future. Which is the best way to make money fast? I don't have a lot of money to start with. What I am looking for is, who to contact? What company? What type of investments, real estate, stocks and bonds? I have three children oldest is 10 youngest is one, I need to make money fast and bend into a long term portfolio. I know little to nothing about investing, under any circumstance?

What are the best online tools for stock trading and investing? I want to start investing on my own. Does anyone know of a GREAT online investing tool or tools that will help make this a success?

Is demat a/c necessary for investing in mutual fund? What is the minimum amount to invest? Which one could be the best choice to invest. How to evaluate MF before investing?

What are some advantages and disadvantages of investing in a stock market? It's for a school project. Some advantages and disadvantages of investing in a stock market. Thank you :P

What is the best real estate investing business structure? All the investing literature I have read say to protect yourself from liability and taxes. I know there are LLC and Corp (S and C) which provide these benefits. The investing literature also says to use the banks money to leverage your investing (OPM). However, my lender will not provide a single or multi family home investment loan for a business (only under my name). So, how do I create a business structure that protects me but still allows me to get home loans.

how to start investing,like what is the basic level for a starting investor? i want to learn the safe game of investing.i want to know the abcd"s of investing. please tell me where to start and i am really interested to know.

What is the most easiest way to get into real estate investing? What are some ways to begin in real estate investing with litttle or no money? Can you start in real esate investing with no money?

What is the best way to get started investing in the stock market? I am 18 and a senior in highschool. I have don't have much capital but i want to start investing in the stock market. Should i read books, trial and error or a virtual stock exchange?

I'm 16 and want to start investing in the stock market. What are some of long term options? I have more or less $50-60 dollars that I want to start investing for the long run. What kind of stocks will do best for me in the long run? What stocks are safer and which are more risky?

I want to start investing but have no idea where to start? I have a couple thousand bucks i'd like to start investing. I had an ING direct orange savings account but 1% just isn't cutting it. I am interested in long term savings, but not an IRA which I can only withdraw at age 59. I am looking for something to invest in for 10 or 20 years with good rate of return (duh). What do you guys recommend?

What advice would you give someone thinking of investing in a serviced apartment? I've been thinking about investing in a studio or 1 bedroom inner-city apartment in Melbourne or Sydney as a long-term rental income stream. Any suggestions or advice welcome.

What are some BENEFITS of investing in a single investment grade bond? I am looking for benefits or advantages of investing in one high rated bond, not disadvantages. If anyone knows of any documents stating any of these, I would REALLY appreciate it. Thank you! Also, how can investing in one bond be a better decision than diversifying a portfolio. This is a tough question, but I'm hoping someone might have some answers?? Please give sources, thanks!

How important is investing in real estate? My father's interested in buying a house and have it rented out. He's saying it's a really good investment and we can really get a good sum of money from it. Could you give me any websites that talks about all the things related to investing in real estate? I'm curious at all these especially during these hard economic times and money is hard to come by.

What does it take to get into real estate investing? I am 19 years old and i am trying to figure out my career. I have a big interest in getting into Real Estate investing. But I don't know how to get into it. Everybody tells me to find a mentor, but they are either so expensive or theres the decision if its worth the money or people tell me you have to be rich to start. There has to be a way around that. What does it take? Whats the best way? How do you start out? What are the steps?

What are some investing ideas for post market scare? As a new investor, I am wondering about what investing possibilities (common stocks, ETFs, mutual funds...) would offer the best turnover over a short period and/or the long run appropriate to our current economic status. In other words, what would be the best investment options immediately after the stock market stabilizes and and begins to recover?

What is the best option to start with when investing or saving? Just say I want to start investing money here and there and deposit every month. Should I do a ROTH IRA, grab a certain stock from a company Walgreen, Wal-Mart, Sony or a High Yield Bond etc?.... How much should I plan to use to get a program going?

Is investing in a taxi and attaching it to a fleet operator a good income option? I keep getting messages from fleet operators about investing in vehicles and getting a steady income. It goes something like this: Invest Rs.1,50,000/- and we will buy a vehicle in your name. You would earn Rs.5,000/- per month for next 3 years. Driver, maintenance, finance, etc will be borne by the operator. Has anyone tried this out? Any catches here?

Why would millions everyday be investing in a stock but it hasn't shown any sign of increase? I'm noticing this stock everyday million are investing in it but it hasn''t went up one positive percent. It's been like this for several days now. Maybe even weeks, I don't know but since I found out about it a few days. What could possibly be up with this stock? A pump and dump maybe?

What come the Chinese are investing and building shopping centers in Oregon and Mexico? Are the Chinese investing in your community as well? Can e trust these guys?

Id like to start investing early but i need ideas in what i should invest in? im a young adult and id like to start investing so as i grow older i can have somewhat of a profit. I need an idea in what would be good to invest in.

What is the best book to learn about investing in stocks? I have a lot of money invested in a 401k account through JPMorgan, this is for my retirement so it means a great deal to me. I was recently looking at all the paperwork about what's invested where and the gain/loss and rates of return and realized I have no idea what any of this really means. Please refer me to a book that teaches about investing but in a less complicated way.

I'm interested in investing in the stock market.Where do I start and how do I go about it? Where and how do i get started in investing in the stock market and which stocks are the best to invest in?

How much should you start out with for investing in stocks? I want to start an Ameritrade account or one of the other brands of online investing. What's a good amount to get started?

How much money is needed to start investing in stocks? I want to know what a reasonable amount is to start investing in stocks. I have lost money playing blackjack and also won in some trips out to the casino so i am not very worried about risk. I figure you have to go all out if you want something big in return. Also if you are a expert at investing please list the amount you invested and what you got in return. Thanks in advance.

When it comes to Investing, what is the smallest amount you can invest? I am someone who knows absolutely nothing about investing and would like to know the very very basics, and would like to start out tiny if possible. Any tips?

How do I start investing in Vietnam? What resources is out there regarding investing in vietnam? Do they have a stock market, how does a foreigner start investing in the stock market there?

How should I be investing my extra cash? Currently, I am investing in my employers 401K to the max as well as my Vanguard Roth IRA to the max. I also have an individual account with Vanguard (T-Bills) which is my emergency fund/big ticket down payment account. What do I invest in now? Currently, if I have anything left over at the end of the month, I've been investing in another index fund within my individual account. Basically, my current strategy is the keep the extra cash liquid, but I'm willing to gamble it.

What is the most easiest way to get into real estate investing? What are some ways to begin in real estate investing with litttle or no money? Can you start in real esate investing with no money?

What are some classic investing books that you would recommend? I've read investing books such as One Up on Wall Street, Common Stocks and Uncommon Profits, in the process of reading The Intelligent Investor, and other books. Are there any superior books dealing with finding great companies to invest in?

Looking for a position to learn investing in stocks, please point me in the right direction? Couple years experience in another industry but I am willing to work and have a great interest in the stock market and investing. I am looking for a way to break into the field with no experience other than my personal investments. If anyone is willing to help me in the Philly area preferably that would be great. Thanks.

What is the best book that will introduce me into successfully investing in stocks through online brokerages? I'm 18 years old and would like to invest $300 in stocks and hopefully sell them in 4 years through online brokerages like etrade. What is the best book that will introduce me into successfully investing in stocks through online brokerages?

How does one start investing in stocks, such as Apple/Google? I am only 19 and would like to start investing in some stocks. I don't know how to do this. But I am not much of a gambler, so I would like to invest under 200. I saw I could buy Apple stock for 119, but I don't trust the website. Any suggestions or comments???

Is investing into hedge funds a way to trade options rather than doing it by yourself? I want to know if investing money into hedge funds is a way you can trade options without doing all the work yourself and leaving it to a proffessional such as a fund manager to make you the money? Also, can investing into hedge funds make you wealthy?

Where is the best place to get information about investing in foreign currencies? I have been looking at investing in some foreign currencies (1 in particular), but would like to find out as much as I can before working out whether this would be a good investment or not. Where is the best place to find this sort of information? I was planning on buying it now while their currency market is in all sorts of disarray and then sitting on it until sometime in the future where (hopefully) the country has sorted itself out and the market has stabalised. I am not looking to make a quick buck as I know that in this case it will take quite a while to see any chance of selling for a profit, but plan to be in this for the long game...

How do you profit from investing into stocks? I'm looking into investing in the stock market, because its something ive always wanted to do. But i would like to know how and when do you start seeing profits from investing, and when you do see the profits are you liable to touch that money at the moment or are you supposed to let sit there for awhile. I know this might sound funny but i'm a real real beginner. I just dont want to do anything that I'm going to regret.

How can i get information on the basics of investing in stock market? Is there a site i can go to or some one i can call for free to learn about the risk of investing in the stock market if iam a beginner. thankyou

I want to learn about and start investing, Where do I start? I want to know where to start a college fund for small child, and also just investing money.

What should you do after studying buisiness to start investing in stock, what tools are helpful? What are some steps after you study buisiness that you should physically do after learning about stock to start investing, and trading, as well as some things to buy, tools, and other useful things to help you ?

How will investing in the stock market affect my college financial aid package? I have been playing with my parent's retirement account and have been making steady returns. Now i want to do this for real. Let's hypothesize that i receive 10k in federal student aid. If i invest with a 10k account in stocks, how will that affect my financial aid package? And how much? What is the best way of investing in the market while minimizing the impact in my financial aid?

How does investing in certificates of deposit help the economy, if at all? Does investing in CD's help? Does it not help? If so or if not, how does it affect the economy? Thanks, in advance, for all your responses.

Is there a minimum amount for investing with stockbroker? I have stated interest in investing in some stocks through a stockbroker. Since I am 14, I do not have a lot of money. My father says that stockbrokers will not do business with someone who only wants to invest 100-200$. Does this claim have any truth to it? Will stock brokers do business with me? Thanks.

Do investing seminars that sell software and teach you to trade on the market really work? Any recommendations? I see infomercials for investing seminars all the time. Understanding that when you go to the seminar they will sell you software. Has anyone had experiences, good or bad - and with which companies???

What should I write in the literature review in a thesis about investing opportunities in a country? I'm writing my thesis right now and the topic is about opportunities for investing in the higher education sector in Bangladesh. So what exactly should I do the research and write about in my "literature review" part? For example should it be about foreign investing theories in general, or about Bangladesh or about what? By definition it's said that literature review is to do a research on literature about your topic. But in this case what will be the components? I hope I made myself clear enough. Thank you!

How can I find funding through grants or loans for real estate investing? I am doing research on starting in real estate investing. I have heard that grants or loans are available from government or other sources to buy, rehab, or otherwise start in real estate investing. Where can I find out about these?

Can anyone recommend a good website to teach me the basics of investing my 401K? I have very basic knowledge of investing in stocks and have actually built a small portfolio over the past 13 years or so. However, I have no idea how to invest 401K money where I have to choose from limited funds and investment vehicles. I've read several books and they all seem to contradict each other in their advice. Can anyone recommend a good website or book that will help me understand the basics so I can make my own decisions? Thanks!

Best website where to start investing and buying stocks? What is the best website where can I start investing and buying stock with small amounts of money + registering is free to start building my "money roll"? I mean lets say that I have 50$ and I wanna buy some company stocks at $0.13. So I will buy 400 shares with $0.13 and then I will sell at $0.40 etc.

How does one go about investing in stocks? Is it a smart thing to do? Do you profit from investing? This question may be silly to some, but Im only 22 and Im curious to know about investing.

How much $ should i have to start investing safely, and Stocks or Bonds? I am a university student. I want to start investing and i have researched about it recently. There are some companies i want to buy stocks from. How much money should i have to invest without risking my future? and as a first time investor should i choose Bonds or stocks? BCNDQ, thanks ive never heard of Scalping, its interesting and ill look into it

How do i start investing into real estate? I have been debating on taking advantage of this buyers market now, and was wondering how can I get my feet into this real estate business. I'm still in college, have a full time job, and still live with my parents. I have saved up a lot of money to put down a down payment on a house. I was thinking of buying a cheap house under 200k, possibly fixing it up and renting it out to tenants. Will that be a great way to start investing in real estate?

What is the best book for understanding basics of investing? I want to wet my hand in this investing business but don't know where to start. I know very basics of investing..and wondering yahooers cha suggest me few books to learn investing.

Whats a good online investing company to start with? I am a 20 year old college student looking to get involved with mutual funds and maybe some stocks. I already have a roth ira and am looking for a good online investment company like Charles Schwab, Fidelity, and Ing Direct to start and play around. I am looking to investing a couple thousand for now since that is what I can afford. Any advice, pros and cons, and anything else you have to say would be appreciated. What is a good company to start with. We all have to start from somewhere.

What is your favorite investing forum? Which is the most popular investing forum? What is your favorite investing forum? Which is the most popular investing forum? Specifically focusing on stock trading.

How effective is investing in gaining profits? What are the risks that can be encountered in investing and how are they avoided?

What is your investing strategy, and what is your performance? I buy 100 shares in a few small cap companies, buy and sell covered options. I have started investing for only two months, so far made 7%.

How can you make money by investing in stocks? I don't really understand how stocks work and I was just wondering if you can get money investing. Just the fundamentals of how much money you invest and how much you get back.

How can I buy a cheap piece of land to get started in investing? How can I buy a cheap piece of land to get started in investing? I would like to start investing in property. I don't have alot of money. What are the name of some taxsales, foreclosure sales, landsales or what is the name of the place in Illinois that I can go to to see properties that have tax liens on them? Is it the Cook County Treasurers Office? Can anyone or even some investors teach me the ropes or give me info on how to get started? Thank-you in advance for you guys help.